Blog Archives

Rebecca Hovater

Keep Your Home Safe During Your Vacation

May 23, 2014

Most vacations require some degree of planning. So does protecting your residence against home invasions during your absence. Here are some simple things you can do to help protect your home while you’re away. Don’t share your travel itinerary on social media. Avoid chatting about your vacation plans on social media sites, such as Facebook […]


Strike Back Against Lightning

May 16, 2014

Lightning strikes cost nearly $1 billion in insured losses in 2011, according to the Insurance Information Institute. Many times, these strikes can land on or near residences, wreaking havoc on the home’s electrical system, appliances or electronics. “There’s so much more valuable electronic equipment in homes today,” says Bud VanSickle, executive director of the Lightning […]


Severe Wind Safety Tips

May 1, 2014

During severe weather events like hurricanes and tornadoes, winds can reach speeds greater than 100 miles per hour. But even winds at 25 miles per hour can damage homes and property. Take a few simple steps now to prepare your family and home for the possibility of severe winds.   Develop An Emergency Plan Proper […]


Practice ATV Safety

April 25, 2014

As the nice spring weather arrives all of us want to get outside more.  All-terrain vehicles (ATVs) are a great way to have fun and enjoy the outdoors. But it’s important to remember they are not toys and operating one requires proper instruction and preparation. Whether you’re doing daily chores around the farm or weekend […]


Is Your Tree Sick? Or Dying?

April 19, 2014

Trees are beautiful additions to any property—if they’re healthy, that is. Unhealthy trees can shed limbs or topple over, harming your home or family members along the way. But just because a tree isn’t looking its best doesn’t mean it’s a goner. Learn the symptoms of sick and dead trees so you can choose the […]


5 Financial Goals for Young Adults

April 8, 2014

Young adults need solutions that will help strengthen their financial position and set the stage for long-term success. Here are goals that can be set and start working towards today: Save for a house. If a home purchase is in your future, check your credit report now, urges Marc Shaffer, a certified financial planner in […]


Safety Tips For Motorcycle Season

March 31, 2014

The roar of motorcycles is in the air, as baby boomers seek to relive the two-wheel dreams of their youth and drivers of all ages look for lower-cost transportation. According to the Governors Highway Safety Association (GHSA), the number of motorcycle fatalities decreased in 2009, ending 11 years of straight increases. Although things are improving, […]


How Your Spouse’s Driving Record Can Impact You

March 18, 2014

There’s so much to think about when you first get married, and I’m talking about the logistics, not the actual marriage part. There are potential address changes, name changes, status changes…it almost seems endless. I got married last September, and I’m still going through this process. Calling an agent was one of the first steps […]


Auto Insurance Coverage And Deductible Q & A

March 10, 2014

Auto insurance can be confusing, especially since state laws vary and require different kinds of coverage. Below is a general Q&A so that you can familiarize yourself with a few key terms as you make your way through the quote process. Q: Who does my auto insurance policy cover? A: An auto insurance policy typically […]


Replacement Cost vs. Market Value …. Homeowners Insurance

February 27, 2014

When you purchase a homeowners insurance policy, you’ll make a number of decisions about your coverage. One of the most important is whether to insure your home for its replacement cost or its market value. Understanding each option will help you make an informed choice that safeguards your home and your family’s financial future. What […]


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